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2025 Technology Industry Risk Report

Global economic fluctuations, geopolitical tensions, supply chain disruptions, and rapid technological advancements are creating a complex web of risks for tech companies. Read Marsh’s 2025 Technology Industry Risk Report: The complexity of risk, which explores the challenges facing the industry and provides risk managers, executives, and other stakeholders with insights to navigate them.

As technological innovation accelerates at an unprecedented pace, technology companies face a risk landscape marked by intertwining and more complex risks. This year’s report takes a deep dive into today’s dynamic risk environment, where the ability to anticipate, comprehend, and mitigate risks has become essential for navigating challenges and building organizational resilience. 

Report highlights include:

Innovations can amplify exposures

For tech companies, innovation remains a top priority. As firms develop new products and expand markets, tech leaders need to consider how growth can amplify risk exposures and increase the importance of evolving approaches to risk mitigation.

Growth and innovation remain paramount

77%

developing new products and services

41%

considering continuous innovation as the foundation of their company

37%

investing in new technologies

AI creates opportunities, but also vulnerabilities

Generative artificial intelligence (AI) is transforming the industry, creating multiple opportunities for technology companies to monetize AI products, as well as gain operational efficiencies. The potential risks of AI, however, cannot be overlooked. Our survey respondents expect AI risks to grow significantly in importance over the next three to five years.

Rising cyber and digital concerns

Cybersecurity remains a paramount concern. The frequency and severity of cyberattacks, the potential for systemic failures, and regulatory changes emphasize the need for robust cyber hygiene and resilient insurance programs.

79% consider data security and privacy risks a high concern

Increasing concerns around property and casualty risks

The risks associated with high-tech properties, particularly related to natural catastrophes, are growing. Such events can cause extensive property damage and supply chain disruptions, with the potential for significant contingent losses. The casualty risk environment is now marked by a heightened litigation environment, longer claim cycles, and soaring jury verdicts.

Innovative risk transfer solutions

Many tech companies are considering alternative risk transfer (ART) solutions to complement their traditional insurance program.

Trending risks

Capital market volatility, contractual risks, supply chain pressures, and the rise of synthetic media — such as deepfakes and AI-generated content — should be on risk managers’ radar. Staying ahead of these developments requires continuous risk assessment and adaptive strategies.

Report

2025 Technology Industry Risk Report

Download The complexity of risk to discover how your organization can navigate the complexities of today’s risk environment with confidence.

Our people

Tom Quigley

US Communications, Media and Technology Leader

  • United States

Chris Johnson

National Tech Industry Leader

  • Canada

Carrick Lambert

Marsh UK Industries - Technology Industry Leader

  • United Kingdom

Larry Liu

Communications, Media, and Technology (CMT) Industry Leader, Marsh Asia

  • China