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MERCER MARSH BENEFITS

People risks

People-related risks have risen sharply up the boardroom agenda as a result of the single largest health crisis of our time. Prepare today to manage the risks impacting your workforce now and in the future.

Helping you overcome your greatest risks

Health and safety

Workforce exhaustion and deteriorating mental health are growing employer concerns. Business impacts include low productivity, escalating benefits spend, and damage to employment value proposition and brand.

Governance and financial

70% of firms say governance and financial risks are a serious threat. Without processes and controls, costly mistakes happen, including uninsurable benefits and unexpected post-employment liabilities. Source: MMB’s The Five Pillars of People Risk 2021

Accelerated digitization

Sophisticated cybercrimes have pushed cybersecurity up the C-suite agenda. Breaches due to poor vendor and people management processes can cause severe business interruption and brand damage.

Talent practices

74% of firms say that talent practices risks are a threat, with attraction, retention, and engagement the top concern. Failing to tackle this will lead to an unmotivated workforce and the loss of talent. Source: MMB’s The Five Pillars of People Risk 2021

Environmental and social

Businesses say that their top environment and social risks come from the environment, diversity, equity, and inclusion, and labor and employee relations.

Cost management

Reduced insurer appetite and medical inflation is pushing up benefits costs. Simultaneously, increases in utilization, claims duration, and claims severity leads to increasing health, risk protection, and well-being benefits costs.

Helping you manage your people risks

MMB can provide expert insight and analysis to help you understand your workforce-related exposures and stay ahead of the curve on employee health and benefits risks.

Understand your people-related risks

Use our 25 people risks that we’ve grouped into five categories to identify, prioritize, and manage the threats that are most pertinent to you.

Measure your exposures

Measure and quantify your exposures with our proprietary employee health and benefits risk assessment tools, enabling you to focus on data-led decision making.

Manage the threats to your workforce

Take advantage of our innovative and best-in-class insurance solutions and risk management services, and tailor them for your unique employee health and benefits risk profile.