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Mercer Marsh Benefits

Workers compensation

Comprehensive understanding of and solutions for workers’ compensation, health, and safety challenges are needed in order to improve and differentiate your risk profile and effectively manage costs.

Improve your risk profile by tackling workplace health and safety issues

On-the-job injuries can be financially devastating for employees. At the same time, death in service can leave families struggling and unable to make ends meet. Workers’ compensation can help by covering medical costs, lost wages, and more. While this insurance is mandatory in several countries, it has been growing in popularity worldwide and many firms now see it as a critical piece of the employee compensation package.

Workers’ compensation, in the broadest sense, gives benefits to employees that suffer from work-related injuries and looks after the families of anyone who dies following an incident in the workplace. Of course, firms should be taking the utmost care to prevent such accidents from occurring, but even with health and safety mitigation in place they can still happen. In these cases, workers' compensation is a vital support for employees and their loved ones.

Despite the obvious benefits, workers’ compensation can be expensive to provide. However, the protection for your workforce, your bottom line, and your reputation far outweighs the costs.

The biggest workers’ compensation costs for employers are comprised of insurance premiums and retained losses. Poorly structured programs can lead to even more expense due to lower workforce productivity and time and resources spent managing claims. MMB can help you to tailor your program to eliminate these inefficiencies for the benefit of your business and your employees.

Workers’ compensation rules and regulations vary considerably. In countries where workers’ compensation is not mandatory, typically there will be other legislation around accidents and injury at work. These complexities can make it difficult for companies to navigate this environment and address emerging trends and legislative changes.

MMB can help you

At Mercer Marsh Benefits, we understand that your people are your most critical asset, which is why it’s so important to protect and promote their health and safety. We can help in a number of ways, from insurance advice and placement to pre- and post-loss advisory solutions.

Our specialists can help you reduce the cost burden of workers’ compensation losses, while simultaneously improving productivity and profitability. We can help you develop strategies to reinforce behaviors that support your business objectives and develop sustainable safety programs that protect your workforce. These and related workers’ compensation specialist services will be provided by locally licensed Marsh colleagues who are part of Mercer Marsh Benefits.

Working together with you, we will help manage your workers’ compensation program risks in support of compliance, cost reduction, and business resilience.

We can help you meet your workers’ compensation program objectives through:

  • Optimal insurance program design, execution, and placement
  • Advanced analytics and modeling
  • Pre- and post-loss strategies
  • Tailored executive reporting solutions
  • Claims management and assistance with advocacy
  • Injury management
  • Outsourced return-to-work services
  • Workplace health and safety (WHS) systems and auditing
  • Safety leadership and behavioral safety
  • Cloud-based WHS software
  • Wellness programs


Health on demand: Delivering the benefits employees want now

Our research study looks at the views of over 17,000 employees across the globe as greater demand for benefits that meet real employee needs is driving a shift towards digital well-being and self-care.



global premium volumes placed annually


risk placement transactions completed annually


business retention rate year-over-year

Learn how we can help you manage your workers’ compensation program objectives.

Speak with one of our team today.