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Insurance Considerations for the UK Waste Management Sector


With a long, complex history of claims, securing comprehensive and affordable insurance can be extremely difficult for UK waste management companies. Insurers pulling out of the sector in recent years have driven up premiums while policies increasingly carry more restrictive terms, conditions, and warranties. Traditional policies may not trigger in the event of loss or damage, particularly when involving waste- stock, while post-loss costs may be grossly undervalued and subject to numerous exclusions.

In this latest white paper from Marsh we examine how this contraction in underwriting capacity can have significant ramifications on availability, cost, efficacy, and security of insurance cover. The paper:

  • Discusses the state of the UK waste management insurance market.
  • Examines a number of areas that may undermine the presumed effectiveness of a policy.
  • Outlines the role that risk engineers can play in the marketing of risks to insurers.
  • The importance of looking beyond physical boundaries when appraising environmental cover.
  • Highlights the sector’s increasingly complex financial landscape.