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Historic Insurance: Sports Organisations and Governing Bodies

For historic misconduct claims, historic insurance assets can provide protection against public liability and employers liability claims and defence costs.
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Recently there has been a great deal of publicity surrounding historic misconduct claims and, in certain sports, the potential for specific injury claims.

The Issue

A number of former professional players have come forward with allegations of historical abuse in football and it has been widely reported that various police forces are investigating these claims. However, this is not just an issue for football. Sport governing bodies, sport associations, sports clubs, or sport member organisations could also be subject to similar claims in the future.

An organisation’s historic liability insurance policies can protect them from the economic impact of these types of misconduct claims. However, many organisations are unable to locate their historic policies or other insurance records which could prove the existence of this valuable coverage.


Marsh’s Expertise

InSolutions, Marsh’s dedicated insurance archaeology team, can provide valuable support to all sporting organisations by assisting in the location of lost insurance policies. With over 25 years of experience, InSolutions has a proven track record of providing legacy services to clients.

We have direct access to a large broker archive that holds many thousands of records for private and public organisations, including sports organisations and associations.

The Value of Historic Insurance

Historic insurance assets dating back decades can provide significant protection against burdensome public liability (PL) and employers liability (EL) claims and defence costs.  The combined limits of an historic insurance portfolio can total millions of pounds of valuable coverage, providing your organisation and its stakeholders with protection from unexpected legacy liabilities.

Benefits of working with Insolutions include:

  • Ability to trace historic PL/EL insurance coverages to build or rebuild the historic insurance profile.
  • A thorough profile of historical entities associated with the organisation, to assist the understanding of where liability may sit.
  • The ability to focus on current business issues through the transfer of legacy claims to third parties or insurance carriers.
  • Future certainty around the protection against burdensome claims and expensive defence costs.

“Marsh Pty Ltd (ABN 86 004 651 512, AFSL 238983) (“Marsh”) arrange this insurance and is not the insurer. The Discretionary Trust Arrangement is issued by the Trustee, JLT Group Services Pty Ltd (ABN 26 004 485 214, AFSL 417964) (“JGS”). JGS is part of the Marsh group of companies. Any advice in relation to the Discretionary Trust Arrangement is provided by JLT Risk Solutions Pty Ltd (ABN 69 009 098 864, AFSL 226827) which is a related entity of Marsh. The cover provided by the Discretionary Trust Arrangement is subject to the Trustee’s discretion and/or the relevant policy terms, conditions and exclusions. This website contains general information, does not take into account your individual objectives, financial situation or needs and may not suit your personal circumstances. For full details of the terms, conditions and limitations of the covers and before making any decision about whether to acquire a product, refer to the specific policy wordings and/or Product Disclosure Statements available from JLT Risk Solutions on request. Full information can be found in the JLT Risk Solutions Financial Services Guide.”