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Risk Management and Insurance Podcast

RM 101: Employment Practices Liability Insurance Fundamentals


Our “Risk Management 101: Employment Practices Liability Insurance Fundamentals” podcast covers why employment practices liability (EPL) insurance is critical to protecting employers.

We discuss how the coverage helps protect employers from lawsuits that are brought by current or former employees for alleged discrimination, sexual harassment, and wrongful termination, among others.

Among the topics we cover:

  • How EPL insurance protects the company, its directors and officers and current and former employees.
  • Who can bring claims that trigger EPL policies.
  • The role of the Equal Employment Opportunity Commission.
  • What’s not covered under EPL policies.

We also cover steps employers can take to help minimize the risk of employee lawsuits, how insurance companies determine premiums, and emerging issues such as social media claims.

About Marsh’s Risk Management and Insurance Podcast

Marsh’s Risk Management and Insurance Podcast series offers insight into the intricacies of the three major lines of commercial insurance coverage. The series features two content tracks on best practices in property, casualty, and financial and professional liability insurance: RM 101 and the more advanced RM 201*. This educational offering is designed to help risk professionals and individuals with risk management and insurance responsibilities gain a fundamental understanding of the major commercial insurance lines and related risk management strategies.

*RM 201 episodes to be released in 2017.

Read the Transcript.

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