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Flood: Understanding the Risk, Navigating Insurance Options


With three-quarters of the Earth covered in water, it’s no surprise that flood is one of the world’s most destructive — and most common — natural disasters. Yet many individuals underestimate their vulnerability to flooding. That mindset helps make flood one of the world’s most underinsured events.

The lack of flood insurance has ramifications beyond those for individual businesses or homeowners. Uninsured floods hurt economic growth, prolong the recovery process for affected communities, and place additional burdens on taxpayers, with uninsured victims turning to government sources for assistance.

In our latest report, “Flood: Understanding the Risk, Navigating Insurance Options,” we look to raise awareness of the flood insurance options available to buyers and explore how organizations can better understand and prepare for a flood event.

Download the PDF to read the full report.

Data on major US flooding events since 1990 show that significant floods have occurred in every state.

No region is spared from catastrophic flooding

The impact of flood events throughout the US in the year

* Data accessed from fema.gov. FEMA and the Federal Government cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s) and/or Data.gov